Grip Invest is a SEBI regulated investment platform that enables investors to achieve up to 200% of their FD returns*, with the stability of fixed monthly payouts.

Grip Invest offers investment opportunities in products like Corporate Bonds, SDIs and Corporate FDs with fixed returns of up to 14% and with a minimum investment amount of INR 1,000.

Grip is registered with the NSE as an OBPP (Online Bond Provider Platform).

*FD returns in India (for a non senior citizen male) are ~7% and Corporate Bonds and SDIs are up to 14%

SEBI registration number: INZ000312836
NSE member code: 90319

Any individual who is an Indian resident, 18 years or older, with a valid PAN card, Aadhar card, Bank account and Demat account can invest through Grip Invest.

Yes, you can invest in any number of assets. Diversification is always an advisable investment strategy and by offering you the ability to make smaller investments we encourage you to invest in more than one asset.

Grip Invest offers investment opportunities in products like Corporate Bonds, SDIs and Corporate FDs with fixed returns of up to 14% and with a minimum investment amount of INR 1,000.

Yes, Grip Invest is regulated by SEBI and holds SEBI registration number: INZ000312836.

To register and start your investment journey on Grip Invest, you will need to Sign up (using your Email ID & Aadhar linked mobile number) and complete your KYC verification.

KYC verification takes up to 24 hours. You will receive a confirmation email once your verification is complete.

The minimum investment amount to earn fixed returns on Grip Invest is as low as ?1,000.

Investors can earn fixed returns of up to 14% with the benefit of monthly payouts. The nature of these returns and payouts vary by investments and are detailed out in the investment documents and returns schedule.

All investments carry a degree of risk, however as a SEBI regulated platform, Grip Invest ensures the following safety measures for your investments:
 

• Only Regulated Products: All investment opportunities offered on Grip are regulated by SEBI and/or RBI. This ensures that each issuer must meet pre-set qualification criteria as well as mandatory disclosure requirements.

• Independent Credit Rating: Every investment opportunity offered has a credit rating from an independent agency like CRISIL, ICRA, CARE
   
• Executed Securely via Stock Exchange: Investments are made directly on the NSE which ensures that your funds are secure and units are settled into your account as scheduled, except for RBI regulated deals which are settled as per RBI guidelines.

You can begin by creating an account on Grip Invest and completing your KYC process. Once done, you can choose from a wide range of investment options on Grip Invest and start your investment journey seamlessly.

Investment tenures usually range from 9 to 36 months, depending on the asset type. Some opportunities, such as short-term Fixed Deposits or certain Corporate Bonds investments, may also offer tenures as short as 6 months.

Grip Invest does not charge any fee from investors and ensures transparency with no hidden charges.

While evaluating investment opportunities, it is advised to check the following:
 

1. Credit rating: Credit rating indicates the risk associated with the investment opportunity. Higher the credit rating, lesser is the risk and vice versa. 
    
2. Tenure: Tenure indicates the time for the investment opportunity to mature. 
    
3. Originator Background: This information (refer Information Memorandum) helps understand the track record and financial health of the originator.

You can use our Filter Tool to easily compare investment options. You can also explore our Basket offering to make Theme Based Investments in a pool of Bonds/ SDIs and enjoy the added benefit of diversification with a single click.

‘Portfolio’ section on our website/app helps monitor all your investments in a single place and keep yourself updated on your portfolio’s performance. Here you can access real-time updates, payment schedules and also find downloadable reports.
Login to check your investments - https://www.gripinvest.in/portfolio

For any issues you can contact our support team at invest@gripinvest.in or reach out to your dedicated Relationship Manager. You can find their details at Wealth Manager Portal.

Yes! Whether you want to explore Corporate Bonds, understand how to invest in SDIs, or discuss fixed deposit and other investment options, you can schedule a call with your dedicated Relationship Manager. Their contact information is available at Wealth Manager Portal.

To complete your KYC and start your investment journey, you’ll need the following documents:
 

• A valid PAN card
• Aadhar card for identity verification
• Demat linked bank details for transactions and payouts
• Scanned signature
• Your existing Demat account number

‘Portfolio’ section on our website/app helps monitor all your investments in a single place and keep yourself updated on your portfolio’s performance. Here you can access real-time updates, payment schedules and also find downloadable reports. Login to check your investments - https://www.gripinvest.in/portfolio

Yes, you will receive regular updates on your investment through email notifications sent to your registered email ID.

Returns from your investments, including Corporate Bonds, SDIs are credited directly into your demat-linked bank account and from Fixed Deposits into your registered bank account. Returns are paid out as per the payout schedule mentioned in the ‘Portfolio’ section on our website/app.

Check your demat linked bank account for returns related to Corporate Bond & SDI investments and your registered bank account for returns from Fixed Deposit investments.

If you are unable to locate the payment, please share your demat linked bank account and holding statement with us at invest@gripinvest.in or contact your dedicated relationship manager for assistance. You can find their details at Wealth Manager Portal.

The payouts that you receive from your investment in Corporate Bonds, SDIs or Fixed Deposits have two components - (a) Principal repayment (tax free in the hands of investor) and (b) Interest payment (to be offered to tax by the investor). The payouts are credited to the Investors’ bank account after deducting TDS as applicable (Currently, TDS is 10% for Bonds and Fixed Deposits. TDS on SDIs is 25% for individuals and 30% for non individuals).

The Issuer Corporate / Trust issues quarterly Form 16A which has the details around total interest earned and TDS deducted thereon.

The TDS deducted by the Issuer can be adjusted against the total tax liability of the investor.

Investment options like Corporate Bonds, SDIs (LeaseX, LoanX or InvoiceX) are generally listed on stock exchanges but might not be actively traded and you may not be able to find a ready buyer. If you wish to sell your securities, please write to us at support@gripinvest.in and we will help you find a buyer on a best effort basis.

Fixed Deposits have fixed tenures and may require funds to remain invested for the selected term and until maturity. For FDs, premature exits are generally allowed but may involve penalties.

You can reach our customer support team at invest@gripinvest.in or connect with your dedicated Relationship Manager whose details can be found at the Wealth Manager Portal.

In case of any issues with your investments, please contact our support team immediately at invest@gripinvest.in or connect with your dedicated Relationship Manager whose details can be found at the Wealth Manager Portal.

The type of Income Tax Return depends on various factors including legal nature of the Investor (Individual, Corporate, LLP or a Trust), Investors total income, source & nature of income etc. Investors should use the guide available on Income Tax website to determine the correct ITR applicable to them. Alternatively, we recommend that you seek advice from your tax advisor / Chartered Accountant.

Grip is not authorized to file Returns on behalf of investors. Given the individual nature of taxation, we advise you to file your Income Tax Returns yourself or take help of a professional.

Yes, Grip Invest has a mobile app available on both Android and iOS platforms. 
You can download them using links Grip App on Android, Grip App on IOS