Grip Invest enables retail investors to achieve up to 200% of their FD returns* with
the security of a SEBI regulated investment platform and the stability of monthly fixed
returns. Grip is registered with the NSE as an OBPP and offers investment
opportunities in products like Corporate Bonds, SDIs and Corporate FDs with returns
of up to 14% and with a minimum investment amount of INR 1,000.

SEBI registration number: INZ000312836
NSE member code: 90319

* FD returns in India (for a non senior citizen male) are ~7% and Corporate Bonds
and SDIs are up to 14%

Any individual who is an Indian resident, 18 years or older, with a valid PAN card,
Aadhar card, Bank account and Demat account can invest through Grip Invest.

The minimum investment amount to earn fixed returns on Grip Invest is as low as
?1,000.

Investors can earn fixed returns of up to 14% with the benefit of monthly payouts.
The nature of these returns and payouts vary by investments and are detailed out in
the investment documents and returns schedule.

All investments carry a degree of risk, however as a SEBI regulated platform, Grip
Invest ensures the following safety measures for your investments:
 

• Only Regulated Products: All investment opportunities offered on Grip are
  regulated by SEBI and/or RBI. This ensures that each issuer must meet pre-
  set qualification criteria as well as mandatory disclosure requirements.
   
• Independent Credit Rating: Every investment opportunity offered has a
  credit rating from an independent agency like CRISIL, ICRA, CARE
   
• Executed Securely via Stock Exchange: Investments are made directly on
  the NSE which ensures that your funds are secure and units are settled into
  your account as scheduled, except for RBI regulated deals which are settled
  as per RBI guidelines.

• ROI (Return on Investment): ROI measures the profitability of an investment
  by comparing the net gain or loss to the initial investment cost.
   
• YTM (Yield to Maturity): YTM is the expected annual return, assuming it is
  held to maturity. It factors in the current market price of that specific
  Corporate Bond and periodic interest payments. YTM is a key indicator for
  understanding potential returns while assessing Corporate Bonds or while
  engaging in Yield analysis.
  
  • XIRR (Extended Internal Rate of Return): XIRR is a method used to
  calculate annualized return on investments by considering the timing and
  amounts of multiple cash flows

A credit rating is an evaluation of a corporate entity’s creditworthiness, reflecting its
ability to repay borrowed funds on time and the associated risk of default. Assigned
by SEBI regulated independent credit rating agencies, these ratings - expressed in
grades like AAA (highest) to D (default) - help investors assess the risk level of
financial instruments such as Corporate Bonds or Securitised Debt Instruments
(SDIs).
Credit ratings play a critical role in providing transparency on the potential risk of an
investment or an Issuer. They also indicate the returns an investor should expect i.e.
the better the rating, the lower is the risk and vice versa.

In India, several credit rating agencies are authorised by the Securities and
Exchange Board of India (SEBI) to evaluate the creditworthiness of entities and their
financial instruments. The key credit rating agencies include CRISIL, ICRA, CARE,
India Ratings, Infomerics etc. These agencies help investors and stakeholders
assess the financial health of entities, fostering transparency in India’s financial
markets.

You can begin by creating an account on Grip Invest and completing your KYC
process. Once done, you can choose from a wide range of investment options on
Grip Invest and start your investment journey seamlessly.

Investment tenures usually range from 9 to 36 months, depending on the asset type.
Some opportunities, such as short-term Fixed Deposits or certain Corporate Bonds
investments, may also offer tenures as short as 6 months.

Investments, including purchases of Corporate Bonds or SDIs like LeaseX, LoanX or
InvoiceX cannot be cancelled once confirmed as these orders are placed directly with
the NSE. Please review all details, such as yields, tenure, carefully before making
payment.
If you would however like to liquidate your investments in Corporate Bonds or SDIs,
please reach out to us at support@gripinvest.in

 

Investment options like Corporate Bonds, SDIs like LeaseX, LoanX or InvoiceX and
FDs have fixed tenures and may require funds to remain invested until maturity. For
Fixed Deposits, premature exits are generally allowed but may involve penalties. For
Corporate Bonds and SDIs, if you would like to liquidate your investments, please
reach out to us at support@gripinvest.in.

 

Grip Invest does not charge any fee from investors and ensures transparency with no
hidden charges.

While evaluating investment opportunities, it is advised to check the following:

1) Credit rating: Credit rating indicates the risk associated with the investment
opportunity. Higher the credit rating, lesser is the risk and vice versa.

2) Tenure: Tenure indicates the time for the investment opportunity to mature.

3) Originator Background: This information (refer Information Memorandum)
helps understand the track record and financial health of the originator.

You can use our Filter Tool to easily compare investment options. You can also explore our
Basket offering to make Theme Based Investments in a pool of Bonds/ SDIs and enjoy the
added benefit of diversification with a single click.

‘Portfolio’ section on our website/app helps monitor all your investments in a single
place and keep yourself updated on your portfolio’s performance. Here you can
access real-time updates, payment schedules and also find downloadable reports.
Login to check your investments - https://www.gripinvest.in/portfolio

 

For any issues you can contact our support team at invest@gripinvest.in or reach
out to your dedicated Relationship Manager. You can find their details at Wealth
Manager Portal.

Yes! Whether you want to explore Corporate Bonds, understand how to invest in
SDIs, or discuss fixed deposit and other investment options, you can schedule a call
with your dedicated Relationship Manager. Their contact information is available at
Wealth Manager Portal.