Baskets
Baskets offer theme based investing curated to balance risk and optimise returns. Each basket holds multiple bonds or SDIs to automatically de-risk and diversify your portfolio.
Investors receive regular payments, either monthly or quarterly, based on the return schedule of bonds or SDIs in the basket.
The assets within each basket are vetted and come with investment-grade credit ratings.
REASON AND BENEFITS
Effortless Diversification
With a single investment, you can achieve broad diversification across multiple sectors and products, reducing risk while maximising exposure to a range of opportunities. This easy approach to diversification saves time and simplifies the process, helping
Simple & Convenient Investment Experience
Investing is made simple with one-click payment, giving you access to high-quality, curated baskets designed for regular returns. Each basket is based on a specific theme, taking the stress out of comparing individual assets and empowering you to make str
Zero Management Fees for Greater Value
Unlike mutual funds or traditional investment options, Grip Invest’s Baskets come with no management fees or hidden charges, allowing you to keep more of your returns. This cost-effective structure ensures that your investments work harder for you, maximi
How to Invest?
- Opportunity Rating: All underlying bonds or SDIs within a basket are individually rated by independent credit rating agencies like ICRA and CRISIL. This ensures that every option’s rating reflects specific factors, such as the issuer’s financial health and a thorough credit analysis of the underlying loan pool, providing transparency and insight for informed decision-making.
- Understanding the Rating Scale: All opportunities use a rating scale from AAA (lowest risk) to D (highest risk/default), where higher-rated investments are more secure, while lower-rated ones carry more risk but potentially higher returns. Modifiers (like '+' or '-') provide additional nuance within each grade.
- Security Cover: Each basket is a curated collection of diverse investment opportunities, and carries security cover. Security measures typically include over-collateralization, cash collateral, or an excess interest spread to offer additional layers of protection.
- The tenure of a basket is set by the longest duration among its assets. For example, if a basket includes assets with tenures of 12, 18, 20, and 14 months, the basket tenure would be 20 months, giving clarity to the investment timeline.
For your knowledge
To help you
Frequently Asked Questions
What is the applicable TDS for Basket?
Will each bond/ SDI be individually reflected in my demat account?
If there is a delay/ default in one bond/ SDI, will the cover of other bonds/ SDIs protect by returns
How is this investment reflected in the Portfolio section on Grip?
Can I change the composition of bonds in the Basket?
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