Asset-backed investments with Lease Investing

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  • Earn upto 21% Pre-Tax IRR
  • Non-Market Linked Returns
AT A GLANCE
Asset Leasing
₹ 160 Cr+
Investments Enabled
60,000+
Investors
₹ 10,000
Minimum Investment
ABOUT ASSET LEASING
What is Asset Leasing
  • Leasing is a simple contractual arrangement calling for the lessee (user) to pay the lessor (owner) regular payments in exchange for use of an asset over an agreed period of time. Furniture, vehicles and equipment are among the most common assets that are leased
     

  • Investment in leases allows you to invest in an asset (like vehicles, furniture, electronics) and lease it to a company against fixed monthly returns

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Leasing
fdWorks
Fixed Deposit
IRR%
Upto 20%
6-8%
Repayment
Monthly
End of Life
Volatility
No
No
Predictable Returns
Yes
Yes
Security Cover
Yes
Yes

Partner Curation and Due Diligence

Criteria for evaluating leasing opportunities

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Financials

Analysis of annual reports and MIS for previous 24-36 months. Identification of any red flags in financials, key contracts, existing lender documents, pending litigations, history of defaults, regulatory concerns, etc.

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Asset Quality

Ensuring that the asset financed is 'mission critical' or 'core-to-business' and undertaking verification of assets and manufacturer/ vendor

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Corporate Profile

Assess of partner’s track record, founders/promoters, management team (CXOs), investors, any prior or ongoing litigation. Also undertake reference checks with key investors or shareholders, industry peers & competitors, and key customers

How to Invest?

It’s really simple with Grip

Find Your Deal
Investment Process
Visualize Returns
01.

Explore curated investment opportunities process

Find
your deal

Unique investment opportunities qualified through rigorous due diligence

02.

Complete KYC and investment process

Complete
KYC &
Investment

Seamless digital KYC, e-sign and payment experience

03.

Receive returns as per pre-determined schedule

Returns per
pre-decided
schedule

For fixed income products, receive monthly/ quarterly returns in your bank account

BENEFITS
Why invest in Asset Leasing
  • These are medium to long-term options and are worth considering for investors that are looking to generate passive income.
  • Moreover, these investments are asset-backed and are brought to investors by renowned and creditworthy companies
  • It also provides attractive inflation-beating returns of up to 22% pre-tax IRR.
  • Investors can also get exposure to different industries and sectors enabling portfolio diversification.
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For your knowledge

Risks Involved

  • Investment in lease investing opportunities on Grip does not guarantee that an investor will make money, avoid losing capital, or indicate that the investment in risk-free. Grip does not guarantee the returns on any investment
  • Information provided on any opportunity is based on publicly available information and disclosures made by partners. Grip does not independently audit the information provided

To help you

Frequently Asked Questions

How are the investments structured?

For each investment to purchase and lease an asset, a Specific Purpose Vehicle (SPV) in the form of a Limited Liability Partnership is created in which investors contribute their funds.

As an investor, you will become a Partner to this LLP and represent your investment. Your partnership stake in the LLP will represent the amount of investment made by you. We assume responsibility for oversight, reporting, and management of this SPV on behalf of the investors.

The cost associated with managing this SPV is already covered in the Grip fee.
We respect the privacy of each investor on our platform. You will only be able to see the names of other Partners of the SPV once the full investment process is completed. No other details about the Partner will be shared with other investors. Please see our Privacy Policy for more details.
The lease agreement is available on the ‘Asset Details’ page, before you make an investment. Additionally, investors can access all documents related to an asset in their ‘Portfolio’ section at any given time.
We believe in 100% transparency to build trust with our investors. All documents, lease agreements etc. are available on the Asset details page and will also be available in the portfolio section after investment. Additionally, detailed monthly reports are also made available through the emails and in the Portfolio section.
Currently you can not exit investment before the lease term is over. We are working on adding new features that will provide you with early exit options.

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