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LeaseX

Invest in leasing opportunities that are regulated by SEBI, 
listed, and have a high-quality rating

 

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  • Earn upto 16% Pre-Tax IRR
  • Non-Market Linked Returns
AT A GLANCE
LeaseX
₹ 170 Cr+
Investments Enabled
3000+
Investors
₹ 1,00,000
Minimum Investment
ABOUT LEASEX
What is LeaseX

  • LeaseX is a credit-rated, SEBI-regulated investment that allows investors to lease mission critical assets to reputable companies for fixed returns.  

  • Investors receive regular fixed payouts from either a single or a diversified group of leasing partners.  

  • Cash flows are managed by an independent SEBI-registered trustee.

  • LeaseX includes asset collateral for added security, enhancing the protection of investors’ capital.

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LeaseX
fdWorks
Asset Leasing
Returns %
up to 16%
13% - 18%
Rating
Investment Grade (A - BBB)
Not Rated
Security Cover
Yes
No
Diversification
High
Medium
Listed
Yes
Yes

REASONS AND BENEFITS

Why invest in LeaseX ?

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Regulated & Listed Product

LeaseX is a SEBI-compliant, asset-backed investment listed on the stock exchange, held in investors' demat accounts. It offers attractive fixed-income returns of up to 16% IRR and provides exposure to high-growth industries.

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Credit-Rated

LeaseX is rated by reputable credit rating agencies like CRISIL, which helps assess its investment quality and provides investors with a clear understanding of the opportunity.

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Regular Payments & Faster Capital Return

Investors benefit from regular monthly or quarterly payment of principal and interest, leading to faster return of capital.

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How to Invest?

It’s really simple with Grip

Find Your Deal
Investment Process
Visualize Returns
01.

Explore curated investment opportunities process

Find
your deal

Unique investment opportunities qualified through rigorous due diligence

02.

Complete KYC and investment process

Complete
KYC &
Investment

Seamless digital KYC, e-sign and payment experience

03.

Receive returns as per pre-determined schedule

Returns per
pre-decided
schedule

For fixed income products, receive monthly/ quarterly returns in your bank account

Partner Curation and Due Diligence
How do we evaluate LeaseX investment opportunities?
  • Look for Ratings: LeaseX opportunities are credit-rated by leading agencies to assess their risk. The ratings, based on factors like the financial health of the leasing partner and asset quality, help ensure the investments are investment-grade. Higher ratings (e.g., AAA, AA) indicate lower risk, while lower ratings (e.g., BBB) offer higher returns but come with more risk. These ratings provide a clear understanding of both risk and expected returns.
  • Security Cover: LeaseX opportunities offer robust security cover through several layers of protection. The investments are secured by mission-critical assets essential to business operations, ensuring their value in case of default. Additionally, investors hold a senior secured position meaning they have priority over other creditors in the event of liquidation. Some opportunities also include third-party guarantees to further safeguard investments, along with insurance coverage on the leased assets to protect against unforeseen damages. These combined security measures help reduce risk and provide investors with added confidence in the safety of their capital.
  • Medium-Term vs. Long-Term LeaseX deals: LeaseX deals can range from medium (24 months) to long-term (36+ months). Medium-term LeaseX deals generally have lower yields and risk, while long-term LeaseX deals can offer higher returns but come with more uncertainty.
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For your knowledge

Risks Involved

  • Credit Risk: Investing in InvoiceX opportunities carries inherent risks. Grip does not guarantee profit, capital preservation, or risk-free investments, nor can it assure returns on any investment. Additionally, while LeaseX is backed by assets, any depreciation or damage to these assets could affect returns and principal repayment. Please read the information memorandum (IM) before investing.
  • Economic Risk: LeaseX, as a newer product, may have limited liquidity, especially in the secondary market, which could impact the ease of selling. Broader economic conditions and shifts in the leasing industry may also influence the investment’s performance, even with non-market-linked returns.
  • Investment Disclosure: The information provided on any opportunity is based on publicly available data and disclosures from originators. Investors are encouraged to read the rating rationale and thoroughly understand the associated risk factors before investing.

To help you

Frequently Asked Questions

Is LeaseX Tradable?

LeaseX is a tradable instrument in the form of SDI, held in dematerialized form, offering a similar experience to buying, holding, and selling a bond. However, Grip Invest does not guarantee the ability to find a buyer, so investors might need to hold the instruments until maturity.
SDI was introduced by SEBI in 2008 under the SEBI (Issue and Listing of Securitized Debt Instruments and Security Receipts) Regulations. The first asset-leasing-backed SDI was listed on the National Stock Exchange (NSE) by Grip Invest on October 7, 2022. As of January 31, 2023, Grip Invest has listed four LeaseX transactions (in SDI format) totaling INR 41 crore.
LeaseX (in SDI format) is a SEBI-compliant, listed, and rated instrument, partially secured by a cash-collateralized bank guarantee and managed by an independent, SEBI-registered trustee. The monthly returns from LeaseX originate from contracted lease agreements with the lessee(s). Lessee(s) are decided upfront and cannot be changed during the tenure, unlike a mutual fund.
Only the monthly interest payout is expected to be taxed at the marginal tax rate of the individual investor; no tax should be payable on the principal repayment. Any appreciation in the price of the SDI, in case of sale prior to full tenure, is expected to be considered as capital gain and taxed accordingly. This should not be considered as tax advice. We urge you to consult your independent tax advisor.
LeaseX (in SDI format) are tradable instruments, meaning there is no lock-in on your investment. If you want to sell the instrument before maturity, you can do so in the secondary market at the market price, which may vary from the par value.
Yes, SEBI mandates KYC requirements for the purchase of SDIs to prevent money laundering activities.

OTHER OFFERINGS

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Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.
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Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319
Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001
Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana
Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in
Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.
Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances
i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.

ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.

iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.

v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.
    
Attention Investors: 
1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.
2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge. 
3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors
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